Property Details
Rs
%
%
Rental Income
Rs
Annual Expenses
Rs
Rs
Rs
Appreciation
Investment Analysis
Total Investment: Rs 33.00 L6.00%
Gross Rental Yield
5.10%
Net Rental Yield
-24.87%
Cash-on-Cash Return
Monthly Cash Flow
Rental IncomeRs 71,250
EMI Payment-Rs 1.32 L
Expenses (avg/month)-Rs 7,500
Net Cash FlowRs -68,380/mo
Break-Even Analysis
Negative Cash Flow
This investment has negative monthly cash flow. Consider increasing rent or down payment.
Future Value Projections
5 Years
Rs 2.20 Cr
+89% Total Return
10 Years
Rs 3.24 Cr
+278% Total Return
Note: This is an estimate based on the inputs provided. Actual returns may vary based on market conditions, tenant reliability, and unexpected expenses.
Understanding Property ROI
Return on Investment (ROI) measures the profitability of your property investment. It considers both rental income and capital appreciation to give you a complete picture.
- Gross Rental Yield: Annual rent / Purchase price (before expenses)
- Net Rental Yield: (Annual rent - Expenses) / Purchase price
- Cash-on-Cash Return: Annual cash flow / Total cash invested
What's a Good ROI in Sri Lanka?
Gross Rental Yield5-8%Colombo apartments
Gross Rental Yield8-12%Commercial property
Capital Appreciation8-15%Prime locations
Property Investment Tips
Location Matters
Properties near schools, hospitals, and transport hubs command higher rents.
Factor All Costs
Include maintenance, taxes, insurance, and potential vacancy periods.
Research Market Rates
Check comparable rentals in the area before estimating rental income.
Consider Financing
Higher down payment means lower EMI but less leverage on returns.
Investment Risks to Consider
- Market Fluctuation: Property values can decrease in economic downturns
- Vacancy Risk: Periods without tenants affect cash flow
- Maintenance Costs: Unexpected repairs can impact returns
- Interest Rate Changes: Variable rates affect your EMI payments
- Liquidity: Property is not easily convertible to cash